Financial Literacy for Kids Ages 8–12

Ages 8–12 · English · Story-based money workbook · 120 pages

Financial Literacy for Kids Ages 8–12 by Salvatore Pisano introduces earning, saving, budgeting and thoughtful spending through the everyday choices of Ava, Noah, Zoe and Malik—the Money Mission Crew. Children read their stories, work with sample amounts and explain the reasons behind their own money decisions.

What will children explore?

The 12 chapters cover needs and wants, saving goals, budgets, banks and digital money, borrowing and credit, introductory investing, risk and scams, and small-business ideas. The focus is on understanding choices and trade-offs, rather than memorizing definitions.

How is the workbook organized?

Each chapter combines a two-page story with a lesson, practical tools, activities, a five-question quiz and a real-life mission. The book includes 30 money missions, quiz answers and a 30-Day Money Challenge to continue practicing.

Can children use it with a parent or caregiver?

Yes. Children can discuss the stories and activities with a trusted adult. Missions involving real money, accounts, purchases or the internet call for adult support. Sample figures allow practice without sharing private family financial information.

Is this financial advice for children?

No. It is an educational workbook that introduces financial concepts through fictional stories and exercises. Real money decisions should be discussed with a trusted adult.

Author: Salvatore Pisano

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